diff --git a/B09_Estimation/B09_Estimation_Bill_Items.py b/B09_Estimation/B09_Estimation_Bill_Items.py
index f9b4fa725..3bf6feba6 100644
--- a/B09_Estimation/B09_Estimation_Bill_Items.py
+++ b/B09_Estimation/B09_Estimation_Bill_Items.py
@@ -16,6 +16,7 @@ from typing import Any
 
 from B08_Quantity.B08_Quantity_Haul import bill_key, haul_groups
 from B08_Quantity.B08_Quantity_Material_Calc import _structure_row
+from M02_MasterTemplete.M02_Item_Source import item_name
 
 WHY_EARTH = "조합 밖 토공 산근 — 연결 없음"
 WHY_READY = "준비공 대가 — 연결 없음"
@@ -47,6 +48,20 @@ EARTH: list[tuple[str, str, str, tuple[str, str, str | None] | None]] = [
 #: 구조물 집계표 열 id 머리 → 공종(그 밖 = 2.2 배수공) · 커플링 = 자재라 뺌
 STRUCTURE_SECTION = {"pipe:revet|": "2.1", "pipe:chute|": "2.3", "pipe:wall|": "2.3"}
 SKIP_COLUMNS = ("pipe:cp|",)
+#: 층 이름 — 화면 낱말(번호 · 영문 층 이름은 화면에 안 냄)
+LAYER_WORD = {"system": "마스터", "company": "회사", "personal": "내 자료집", "project": "이 공사"}
+
+
+def combo_text(combo: str, names: dict[str, str]) -> str:
+    """조합 id 「{층}|{주인}|{키}」 → 「내 자료집 · 조합 이름」(이름을 못 읽으면 층 낱말만)."""
+    layer, _, rest = combo.partition("|")
+    owner, _, key = rest.partition("|")
+    if combo not in names:
+        try:
+            names[combo] = item_name({"layer": layer, "owner": owner or None, "key": key})
+        except (LookupError, KeyError, ValueError, OSError):
+            names[combo] = ""
+    return " · ".join(t for t in (LAYER_WORD.get(layer, ""), names[combo]) if t)
 
 
 def _same(row: dict[str, Any], want: tuple[str, str, str | None]) -> bool:
@@ -80,13 +95,14 @@ def structure_items(summary: dict[str, Any] | None) -> list[dict[str, Any]]:
     columns = (summary or {}).get("columns") or []
     total = (summary or {}).get("total") or {}
     out = []
+    names: dict[str, str] = {}
     for column in columns:
         cid = str(column.get("id") or "")
         if cid.startswith(SKIP_COLUMNS):
             continue
         section = next((s for head, s in STRUCTURE_SECTION.items() if cid.startswith(head)), "2.2")
         name, spec, unit = _structure_row(column)
-        combos = [c for c in column.get("combos") or [] if c]
+        combos = [combo_text(c, names) for c in column.get("combos") or [] if c]
         out.append(
             {
                 "key": f"st:{cid}",
diff --git a/B09_Estimation/B09_Estimation_Labor_Source.py b/B09_Estimation/B09_Estimation_Labor_Source.py
index ba3d269db..7520f426d 100644
--- a/B09_Estimation/B09_Estimation_Labor_Source.py
+++ b/B09_Estimation/B09_Estimation_Labor_Source.py
@@ -33,6 +33,7 @@ from typing import Any
 from B09_Estimation import B09_Estimation_Bill_Library as library
 from B09_Estimation import B09_Estimation_Sangeun as sg
 from B09_Estimation import B09_Estimation_Sangeun_Text as st
+from B09_Estimation.B09_Estimation_Bill_Items import LAYER_WORD
 from M02_MasterTemplete import M02_Item_Prices as item_prices
 from M02_MasterTemplete import M02_Labor_Doc as labor_doc
 from M02_MasterTemplete import M02_Labor_Fixed as fixed
@@ -266,7 +267,8 @@ class Builder:
             {
                 "kind": "사전조합",
                 "name": doc.get("이름") or ref.get("키"),
-                "spec": str(ref.get("키") or ""),
+                "spec": LAYER_WORD.get(str(ref.get("층")), ""),  # 번호(키)는 풍선 글로만
+                "spec_raw": str(ref.get("키") or ""),
                 "unit": doc.get("단위") or "",
                 "cite": "",
                 "origin": {"참조": refs.ref_id(ref)},
diff --git a/B09_Estimation/B09_Estimation_UI_Tabs_Bill_Fold_Menu.ts b/B09_Estimation/B09_Estimation_UI_Tabs_Bill_Fold_Menu.ts
index 95b7fef78..c633edc0c 100644
--- a/B09_Estimation/B09_Estimation_UI_Tabs_Bill_Fold_Menu.ts
+++ b/B09_Estimation/B09_Estimation_UI_Tabs_Bill_Fold_Menu.ts
@@ -38,7 +38,7 @@ async function copyBlock(ctx: TabContext, raw: DataRow[], row: Row, block: Row):
     note: `「${block.name}」 을 이 공사 안 새 호표로 — 고친 칸까지 복사`,
     fields: [
       { key: "name", label: "이름", value: `${block.name} 복사`, required: true },
-      { key: "spec", label: "규격", value: block.spec || "" },
+      { key: "spec", label: "규격", value: block.kind === "사전조합" ? "" : block.spec || "" },
     ],
     okLabel: "만들기",
     closeLabel: "닫기",
@@ -106,7 +106,7 @@ async function savePersonal(ctx: TabContext, block: Row): Promise<void> {
       const tail = left
         ? ` · 안 담은 고친 칸 ${left}(품 ${skip.품} · 단가 ${skip.단가}) — 품은 고정 줄(PLAN 705) 뒤 담김`
         : "";
-      showToast(`내 자료집에 저장 「${got.이름}」(${got.키})${tail}`, "success", 6000);
+      showToast(`내 자료집에 저장 「${got.이름}」${tail}`, "success", 6000);
       return;
     }
     if (status !== 409 || !same) {
@@ -116,7 +116,7 @@ async function savePersonal(ctx: TabContext, block: Row): Promise<void> {
     }
     const over = await askConfirm({
       title: "같은 이름",
-      message: `내 자료집에 「${name.trim()}」(${same}) 이 있음 — 덮어쓰기 · 새 이름`,
+      message: `내 자료집에 「${name.trim()}」 이 있음 — 덮어쓰기 · 새 이름`,
       okLabel: "덮어쓰기",
       cancelLabel: "새 이름",
     });
diff --git a/M02_MasterTemplete/M02_MasterTemplete_Labor_Detail.ts b/M02_MasterTemplete/M02_MasterTemplete_Labor_Detail.ts
index 280c3b2d6..c7286f964 100644
--- a/M02_MasterTemplete/M02_MasterTemplete_Labor_Detail.ts
+++ b/M02_MasterTemplete/M02_MasterTemplete_Labor_Detail.ts
@@ -455,7 +455,7 @@ export function mountLaborDetail(
     if (!ref) return;
     void openRefEdit({
       ref,
-      title: `${ref.키} ${lineOf(lineId({ 참조: ref }) ?? "")?.이름 ?? ""}`.trim(),
+      title: lineOf(lineId({ 참조: ref }) ?? "")?.이름 ?? "",
       readOnly: !edit || ref.층 !== opt.layer,
       closed: () => alive && recalc(),
     });
@@ -466,7 +466,7 @@ export function mountLaborDetail(
     const row = cur.담은로직[i];
     const line = lineOf(lineId(row) ?? "");
     openQtyFor(
-      `${row.참조?.키 ?? row.로직} ${(row.참조 ? line?.이름 : logics.get(row.로직)?.이름) ?? ""}`.trim(),
+      `${row.참조 ? "" : row.로직} ${(row.참조 ? line?.이름 : logics.get(row.로직)?.이름) ?? ""}`.trim(),
       row,
       line,
       line?.분모 ?? "",
@@ -491,7 +491,7 @@ export function mountLaborDetail(
     pick: (ref: LaborRef, name: string, 별칭: string | null = null) => {
       const id = lineId({ 참조: ref });
       if (cur.담은로직.some((r) => lineId(r) === id))
-        return showToast(tc("Labor_AlreadyRef").replace("{value}", `${ref.키} ${name}`), "error");
+        return showToast(tc("Labor_AlreadyRef").replace("{value}", name), "error");
       const 수량 = lib ? { 손: 1 } : null; // 사전조합 줄 기본 1(51-6)
       cur.담은로직.push({ 로직: "", 참조: ref, 별칭, 메모: null, 입력값: {}, 수량 });
       changed();
diff --git a/M02_MasterTemplete/M02_MasterTemplete_Labor_Grid.ts b/M02_MasterTemplete/M02_MasterTemplete_Labor_Grid.ts
index b4f6bd348..8c05e65c5 100644
--- a/M02_MasterTemplete/M02_MasterTemplete_Labor_Grid.ts
+++ b/M02_MasterTemplete/M02_MasterTemplete_Labor_Grid.ts
@@ -34,6 +34,13 @@ const money = (m: LaborCost | null | undefined, times = 1): HopyoMoney =>
       }
     : {};
 
+/** 층 낱말 — 번호(키)는 화면 글에 안 냄 */
+const layerWord = (layer: string): string =>
+  layer === "personal" ? tc("Grid_Mine") : tc(layer === "company" ? "Lib_Company" : "Lib_System");
+
+/** 일위대가번 — 번호꼴(SU-000011 · SU01010101)은 사람 글이 아니라 뺌 */
+const humanNo = (no?: string): string => (no && !/^S[A-Z]\d?-?\d{6,8}$/.test(no) ? no : "");
+
 /** 문서 + calc 답 → 호표 하나 — calc 없으면(계산 중) 금액 빈 칸 · 빈 줄 0 */
 export function laborBlock(
   doc: LaborDoc,
@@ -68,7 +75,9 @@ export function laborBlock(
       unit: line?.분모 ?? (row.참조 ? "" : (logic?.결과단위 ?? "")),
       prices: money(line?.기준, line?.배 || 1),
       amounts: money(line?.반영),
-      note: line?.까닭 ?? (calc && qty === null ? tc("Grid_NoQty") : (row.참조?.키 ?? row.로직)),
+      note:
+        line?.까닭 ??
+        (calc && qty === null ? tc("Grid_NoQty") : row.참조 ? layerWord(row.참조.층) : row.로직),
       tag: HOPYO_TAG.pum,
     };
   });
@@ -96,7 +105,7 @@ export function laborBlock(
   const lines = [...logicLines, ...matLines];
   const block: HopyoBlock = {
     key: doc.열,
-    name: doc.일위대가번 || doc.열,
+    name: humanNo(doc.일위대가번) || (doc as { 이름?: string }).이름 || tc("Grid_Head"),
     unit: doc.단위 ?? "",
     total: money(calc?.반영합),
     lines,
diff --git a/M02_MasterTemplete/M02_MasterTemplete_Labor_RefEdit.ts b/M02_MasterTemplete/M02_MasterTemplete_Labor_RefEdit.ts
index bc08770ce..75916b241 100644
--- a/M02_MasterTemplete/M02_MasterTemplete_Labor_RefEdit.ts
+++ b/M02_MasterTemplete/M02_MasterTemplete_Labor_RefEdit.ts
@@ -15,7 +15,7 @@ import { tc } from "./M02_MasterTemplete_Labor_Text";
 
 export interface RefEditOptions {
   ref: LaborRef;
-  /** 「SC-000001 돌붙임」 */
+  /** 「돌붙임」 */
   title: string;
   readOnly: boolean;
   closed: () => void;
diff --git a/M02_MasterTemplete/M02_MasterTemplete_Labor_Text.ts b/M02_MasterTemplete/M02_MasterTemplete_Labor_Text.ts
index 0d8541919..d64dbdfc9 100644
--- a/M02_MasterTemplete/M02_MasterTemplete_Labor_Text.ts
+++ b/M02_MasterTemplete/M02_MasterTemplete_Labor_Text.ts
@@ -179,6 +179,8 @@ const TEXT = {
   Grid_Apart: ["별도계상 · 합계 밖", "Separate · not in total"],
   Grid_Linked: ["이 공사 단가에 이음", "Linked to project price"],
   Grid_Hand: ["손 단가(붙인 값)", "Hand price (pasted)"],
+  Grid_Head: ["일위대가", "Unit price"],
+  Grid_Mine: ["내 자료집", "My library"],
 } as const satisfies Record<string, readonly [string, string]>;
 
 export type ComboTextKey = keyof typeof TEXT;
diff --git a/resources/tester/test_701_1_b08_wall_summary.py b/resources/tester/test_701_1_b08_wall_summary.py
index c8723be4b..f651ca569 100644
--- a/resources/tester/test_701_1_b08_wall_summary.py
+++ b/resources/tester/test_701_1_b08_wall_summary.py
@@ -125,4 +125,4 @@ def test_B09_금액_길이_곱하기_대가(out):
     inputs = {"bill": {"items": structure_items(out)}}
     sheets = compute_estimation(inputs, {}, {"s-wall": price}.get)
     row = next(r for r in sheets["bill"]["rows"] if r["key"].endswith("#blk:w"))
-    assert (row["qty"], row["sum"], row["note"]) == (12.0, 1495128, "대가1 · system||SS000201")
+    assert (row["qty"], row["sum"], row["note"]) == (12.0, 1495128, "대가1 · 마스터")
diff --git a/resources/tester/test_704_3_hopyo_grid.py b/resources/tester/test_704_3_hopyo_grid.py
index 935a63bcd..96bc0d304 100644
--- a/resources/tester/test_704_3_hopyo_grid.py
+++ b/resources/tester/test_704_3_hopyo_grid.py
@@ -58,7 +58,7 @@ def test_머리_구성_합계_줄_꼬리표_빈_줄():
 
 
 STUBS = r"""
-const tc = (k) => ({ Grid_NoQty: "수량 없음", Grid_Apart: "별도계상 · 합계 밖", Labor_Layer: "켜쌓기 {n}%" })[k] ?? k;
+const tc = (k) => ({ Grid_NoQty: "수량 없음", Grid_Apart: "별도계상 · 합계 밖", Labor_Layer: "켜쌓기 {n}%", Grid_Head: "일위대가", Grid_Mine: "내 자료집", Lib_Company: "회사", Lib_System: "마스터" })[k] ?? k;
 const valueLine = (inputs, values) => ({ text: Object.values(values ?? {}).join(" · "), empty: 0 });
 """
 
@@ -108,7 +108,7 @@ def test_M02_문서_calc_를_격자_줄로():
         "\nconsole.log(JSON.stringify({ b, foot: hopyoGrid([b]).rows.at(-1), wait: hopyoGrid([wait]).rows.at(-1) }));"
     ), STUBS)  # fmt: skip
     b = out["b"]
-    assert b["name"] == "SU-000006" and b["unit"] == "m" and b["total"]["sum"] == 112559.55
+    assert b["name"] == "일위대가" and b["unit"] == "m" and b["total"]["sum"] == 112559.55
     one, two, mt1, mt2 = b["lines"]
     assert (
         one["name"] == "돌쌓기 찰쌓기"
@@ -141,3 +141,19 @@ def test_세_곳_같은_부품():
     assert '"@ui/ui_template_hopyo_grid"' in m02 and '"@ui/ui_template_hopyo_grid"' in b09
     kit = (ROOT / "ui_template/ui_template_ui_kit_parts.ts").read_text("utf-8")
     assert 'key: "hopyo-grid"' in kit  # 부품 모음 견본
+
+
+def test_번호는_글에_안_냄_사람_글은_그대로():
+    files = [GRID, "M02_MasterTemplete/M02_MasterTemplete_Labor_Calc.ts",
+             "M02_MasterTemplete/M02_MasterTemplete_Labor_Spec.ts",
+             "M02_MasterTemplete/M02_MasterTemplete_Labor_Grid.ts"]  # fmt: skip
+    ref = {"로직": "", "별칭": None, "입력값": {}, "수량": {"손": 1},
+           "참조": {"층": "personal", "주인": "1/3", "키": "SC-000002"}}  # fmt: skip
+    named = {**DOC, "일위대가번": "제5호표", "담은로직": [ref]}
+    out = _node(files, (
+        f"\nconst a = laborBlock({json.dumps(named, ensure_ascii=False)}, null, new Map());"
+        f"\nconst c = laborBlock({json.dumps({**named, '일위대가번': 'SP3-000015'}, ensure_ascii=False)}, null, new Map());"
+        "\nconsole.log(JSON.stringify({ a, c }));"
+    ), STUBS)  # fmt: skip
+    assert out["a"]["name"] == "제5호표" and out["c"]["name"] == "일위대가"
+    assert out["a"]["lines"][0]["note"] == "내 자료집"